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Free downloads · No email required

Tools to run your business smarter.

Practical templates, calculators, and guides — the same models our team uses on real client engagements before they’re shared. Built by an attorney with unlimited IRS representation rights and a fractional CFO with a decade of finance leadership. No email signup, no marketing list, no strings.

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The library

Six working tools, free for anyone who can use them.

Every download is a real artifact from our practice. Unlock the formulas, change the assumptions, delete what doesn’t apply. Yours.

Personal Finance Budget Tracking Tool cover
Template · Excel

Personal Finance Budget Tracking Tool

Run your household like a business. The same monthly-close discipline we apply to client P&Ls — variance analysis, savings rate, a 12-month projection, and a net worth tracker — reformatted for your kitchen table.

  • Monthly Budget vs. Actual with variance column
  • 12-Month Projection — same forward look we use with CFO clients
  • Net Worth Tracker & Savings Rate Dashboard
  • Debt Paydown Schedule (avalanche vs. snowball)
Download · 8.0 MB
13-Week Cash Flow Command Center cover
Template · Excel workbook

13-Week Cash Flow Command Center

The same horizon turnaround consultants and PE operating partners use — long enough to see what’s coming, short enough that your assumptions are still defensible. Five linked tabs, no add-ins, no subscriptions.

  • 13-Week Forecast with rolling actuals vs. forecast variance
  • Bank Reconciliation tab tying forecast to reality
  • Base / Best / Worst scenario modeler with a 20% revenue stress test
  • KPI Dashboard: DSO, DPO, days cash on hand, runway
Download · 1.5 MB
Augusta Rule Documentation Kit cover
Template · IRC §280A(g)

Augusta Rule Documents

Rent your personal residence to a business you control for up to 14 days a year without reporting the income. The rule is simple; the substantiation isn’t. This kit closes both gaps.

  • Fair Market Value rate-determination worksheet (3-venue comp)
  • Board meeting log template (agenda, business purpose, decisions)
  • Homeowner-to-business invoice template with all required elements
  • 14-day usage tracker so you don’t cross the threshold
  • One-page IRS substantiation checklist
Download · 1.1 MB
Real Estate Professional Log cover
Template · IRC §469(c)(7)

Real Estate Professional Log

Real Estate Professional status is one of the most valuable positions a real estate investor can claim — but only if you can substantiate the 750-hour and material-participation tests. Reconstructed timesheets at year-end rarely hold up in an audit. Contemporaneous records do.

  • Copy-and-customize Google Form with date, time, property, activity fields
  • Setup guide (PDF) for linking responses to Google Sheets
  • One-tap home-screen shortcut for iPhone, iPad, and Android
  • What to capture (and what to avoid) so your log reads as audit-defensible
Download · 92 KB
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Template · Notion + ZIP

30-Day Marketing Kit

A complete content marketing system for owner-operators. Built around four content pillars (Educate 40%, Demonstrate 25%, Connect 20%, Invite 15%) and a single 30-minute Monday planning rhythm.

  • Interactive 30-day dashboard with a 50-hook library
  • Notion-ready planner that also prints as a fillable calendar
  • 15-page Implementation Playbook with niche-specific guides
  • Adapts to Local Service, Professional Services, E-commerce, and B2B
Download · 1.2 MB
Social Security Claiming-Age Calculator cover
Calculator · Runs in browser

Social Security Claiming-Age Calculator

Most free Social Security calculators miss the rules that matter most — the year-of-FRA earnings limit, provisional-income tax tiers, and the break-even math between claiming at 62 and waiting until 70. This one doesn’t. Built as a single self-contained HTML file: double-click to open, runs locally, nothing leaves your computer.

  • Monthly benefit estimate by claiming age (62–70) with adjustments for early/delayed filing
  • SSA earnings test, including the separate higher-limit year-of-FRA rule ($1 withheld per $3)
  • Federal taxation of benefits via the provisional-income test (single / MFJ tiers, up to 85% taxable)
  • Cumulative lifetime totals and break-even ages vs. claiming at 62 and at 70
  • Print/Save-as-PDF view for advisor meetings
Download · 13 KB

Prefer to run the numbers in the browser?

Ten interactive calculators, same standards.

Estimated tax and the safe-harbor payment, S-Corp vs. LLC, pricing and break-even, a 13-week cash forecast, SBA loan payments and DSCR, business valuation, the true cost of a hire, Solo 401(k) limits and rental property ROI — all updated for 2026, all showing their math.

Open the calculators

Why these are free

Because they should be.

  • Built by credentialed expertsAn attorney with unlimited IRS representation rights under Circular 230 §10.3(a), and a fractional CFO with over a decade of finance leadership. Every tool is used in real client engagements before it’s published.
  • No email gate, no marketing listDownload, use it, never hear from us. We’d rather earn your trust by being useful than by capturing your inbox.
  • Editable, not lockedEvery formula is unlocked. Change the assumptions. Delete what doesn’t apply. The file lives on your machine, on your terms.
  • Real-world artifactsThese are the actual models we run with clients — not generic templates assembled for SEO.

Need help applying these to your specific situation?

The first conversation is free, candid, and useful — even if you don’t hire us. If you’ve downloaded one of these and want a second opinion on your numbers, book a session.

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